We welcome homeowners, council tenants, private tenants, housing association tenants or people living with parents. We help people with good or bad credit history.
These are our minimum payday loan requirements:
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You must have a valid bank account that will accept direct debits. This includes basic bank accounts that do not come with an overdraft or debit card.
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You must be at over 18 years of age.
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You must be a resident and be eligible to work in the United Kingdom (England, Scotland, Wales or Northern Ireland).
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You must be employed and receive a regular salary.
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You must have your salary paid directly into your bank account.
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Lastly, you must have a minimum take home pay of £750 per month.
You can read more about the whole Advance Payday Loan process in the How Payday Loans Work section and the Rates & Terms page.
As responsible lenders, we will not accept your application if you do not meet our initial criteria. However, if you do qualify and your next paycheck suffices to cover your payday loan amount - your loan should be approved.
Simple Rates?
So long as you are in work and have a fixed address your previous credit history is irrelevant to us. We believe in giving people second chances so apply for your 
Payday loans should not be used as a long-term solution for debt. However if you have emergency costs or bills which need to be paid immediately you can avoid penalty charges with a short-term payday loan.
We always provide you with a short-term payday loan that you are capable of repaying and we then inform the credit agencies that you've been a responsible borrower which will improve your credit rating.